Credit Risk Analysis from Bankers Perspective

Step by step approach to carry out Credit Risk Analysis

Take this Course for $21
Note: Video lectures are still being added into the course. Check for curriculum before you take up this course.
Welcome to this course Credit Risk Analysis from Bankers Perspective.
This course is based on my practical experience of carrying out Credit Risk Analysis by working on Project Finance with various Banks / Financial Institutions.
This course is created mainly from Bankers point of view. i.e., This course will equip you to carry out Credit Risk Analysis effectively as a Banker. However, this course is also relevant for Finance Professionals like CA / CMA / Loan Syndicating Agencies, Project Finance Consultants to better understand how Bankers will be looking at Credit Risk.
This course will take you through several aspects of Credit Risk Analysis like,
a) Financial Risk
b) Business Risk
c) Industry Risk
d) Management Risk
e) Country Risk
f) Qualitative Factors, etc.
This course is structured in self paced learning style.
Excel / PPTs used for delivering course content.
Hope to see you inside the course.

Course Curriculum

Introduction to Credit Risk Analysis
Financial Risk Analysis in Credit Risk Analysis
Financial Risk Ratio Analysis in Credit Risk Analysis
TOL / TNW - Most Important Ratio and how factored in Financial Risk Analysis
Interest Coverage Ratio and how factored in Credit Risk Analysis
Return on Capital Employed and how factored in Credit Risk Analysis
PAT / Net Sales Margin and how factored in Credit Risk Analysis
Gross Avg. DSCR and how factored in Credit Risk Analysis
Working Capital Cycle and how factored in Credit Risk Analysis
Current Ratio and how factored in Credit Risk Analysis
Net Cash Accrual / Total Debt and how factored in Credit Risk Analysis
Retained Profit / Total Assets and how factored in Credit Risk Analysis
Sales Growth and how factored in Credit Risk Analysis
Future Projections and how factored in Credit Risk Analysis
Negative scoring for non achievement of estimates and how factored in Credit Risk Analysis
Financial Flexibility and how factored in Credit Risk Analysis
Group Risk and how factored in Credit Risk Analysis
Forex Risk and how factored in Credit Risk Analysis
author

CA N Raja Natarajan

Instructor

I am a Chartered Accountant with tonnes of passion for teaching.

I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.